Get fast and reliable Payday Loans in Arizona with VIP Loans!
We offer a simple application process, quick approvals, and funds when you need them most - because your financial needs are our VIP priority!
Rates & Fees
At VIP Loans, we believe in complete transparency when it comes to the cost of borrowing. Below, you’ll find clear and concise details about our rates, fees, and repayment terms so you can make informed financial decisions.
Loan Amounts
-Payday loans range from $100 to $1,000, depending on your eligibility and state regulations.
Loan Term
Typical repayment terms range from 7 to 31 days, aligned with your next payday.
Rates
Annual Percentage Rate (APR): Between 200% to 500%, depending on loan terms, amount borrowed, and your financial situation.
Fees
- Loan Origination Fee: 15% of the loan amount. For example, if you borrow $200, the fee will be $30.
- Late Payment Fee: $10 to $25, depending on state guidelines and loan terms.
- Non-Sufficient Funds (NSF) Fee: $25 for returned payments.
Example
If you borrow $300 with a repayment term of 14 days:
Loan Origination Fee: $45
Total Repayment Amount: $345
No Hidden Costs
At VIP Loans, what you see is what you get. We ensure that all fees are clearly outlined before you agree to the loan terms.
For more information or to discuss your specific situation, please contact our customer support team. We’re here to help you make borrowing simple and affordable.