Your Rights Under the CCPA

General Information

If you are a California Resident, you are entitled to additional rights over your personal information under the California Consumer Privacy Act of 2018 (CCPA) and certain other privacy and data protection laws. This section summaries the categories of information we collect about you, why the information is collected, who we share your information with, and for what reason that information is shared.

Category of Information

Identifiers

Examples

Name, internet protocol address, email address, or other similar identifiers

Source of Information

Consumer, third-party data providers, marketing partners, and advertising partners

Purpose of Collection

For us to provide services, market to you, analyze your use, conduct research, maintain security of our systems and operations, and to meet our legal compliance requirements

Who Do We Share With

Lenders, non-lenders or intermediary service providers, marketing partners, advertising partners, web analytics providers, service providers, vendors, customer support providers, data processing providers, law enforcement, government authorities, parties that legally compel us to share your information

Category of Information

Personal information categories listed in the California Customer Records statute

Examples

Name, signature, address, telephone number, driver’s license or state identification number, employment, social security number, bank account number

Source of Information

Consumer and third-party data providers

Purpose of Collection

For us to perform services you requested or to offer products on behalf of our lenders, non-lenders or intermediary services providers and for us to market to you, analyze your use, conduct research, maintain security of our systems and operations, and to meet our legal compliance requirements

Who Do We Share With

Lenders, non-lenders or intermediary service providers, marketing partners, advertising partners, service providers, customer support providers, data processing providers, law enforcement, government authorities, parties that legally compel us to share your information

Category of Information

Protected classification characteristics under California or federal law

Examples

Age, military status

Source of Information

Consumer and third-party data providers

Purpose of Collection

For us to perform services you requested or to offer products on behalf of our lenders, non-lenders or intermediary services providers and for us to market to you, analyze your use, conduct research, maintain security of our systems and operations, and to meet our legal compliance requirements

Who Do We Share With

Lenders, non-lenders or intermediary service providers, marketing partners, advertising partners, service providers, customer support providers, data processing providers

Category of Information

Commercial information

Examples

Product or service provider sites you choose to navigate to

Source of Information

Consumer and third-party data providers

Purpose of Collection

For us to perform services you requested or to offer products on behalf of our lenders, non-lenders or intermediary services providers and for us to market to you, analyze your use, conduct research, maintain security of our systems and operations

Who Do We Share With

Lenders, non-lenders or intermediary service providers, marketing partners, advertising partners, service providers, customer support providers, data processing providers

Category of Information

Biometric data

Examples

Keystroke or other behavioral or biological characteristics

Source of Information

N/A

Purpose of Collection

N/A

Who Do We Share With

N/A

Category of Information

Internet or similar network activity

Examples

Browsing history, search history, information on a consumer’s interaction with a website, application, or advertisement

Source of Information

Consumer, web browsers, marketing partners, and advertising partners

Purpose of Collection

For us to perform services you requested or to offer products on behalf of our lenders, non-lenders or intermediary services providers and for us to market to you, analyze your use, conduct research, maintain security of our systems and operations

Who Do We Share With

Marketing partners, advertising partners, web analytics providers, security/anti-fraud providers

Category of Information

Geolocation data

Examples

Physical location or movements

Source of Information

Consumer, web browsers, marketing partners, and advertising partners

Purpose of Collection

For us to perform services you requested or to offer products on behalf of our lenders, non-lenders or intermediary services providers and for us to market to you, analyze your use, conduct research, maintain security of our systems and operations, and to meet our legal compliance requirements

Who Do We Share With

Marketing partners, advertising partners, web analytics providers, security/anti-fraud providers

Category of Information

Sensory data

Examples

Audio, electronic, visual, or similar information

Source of Information

N/A

Purpose of Collection

N/A

Who Do We Share With

N/A

Category of Information

Professional or employment-related information

Examples

Current employer, length of employment

Source of Information

Consumer and third-party data providers

Purpose of Collection

For us to perform services you requested or to offer products on behalf of our lenders, non-lenders or intermediary services providers and for us to market to you, analyze your use, conduct research, maintain security of our systems and operations

Who Do We Share With

Lenders, non-lenders or intermediary service providers, marketing partners, advertising partners, service providers, customer support providers, data processing providers

Category of Information

Inferences drawn from other personal information

Examples

Profile reflecting a person’s preferences, characteristics, trends, behavior, and abilities

Source of Information

Third-party data providers, marketing partners, and advertising partners

Purpose of Collection

For us to perform services you requested or to offer products on behalf of our lenders, non-lenders or intermediary services providers and for us to market to you, analyze your use, conduct research, maintain security of our systems and operations

Who Do We Share With

Data processing providers, web analytics providers, and security/anti-fraud providers

Right to Know. As a California resident, you have the right to know (i) the categories of personal information we collected about you in the preceding 12 months; (ii) the sources from which the personal information was collected; (iii) the business or commercial purpose for which it collected or sold the personal information; and (iv) the categories of third parties with which the business shares personal information.

Additional Privacy Rights. You also have the right (i) to request that we tell you what specific information we have about you; (ii) to request that we delete your information; (iii) to opt-out of having your information sold; and (iv) for us not to discrimination against you for exercising these privacy rights. Please note that you may only make a CCPA-related request twice within a 12-month period.

Right to Non-Discrimination. We will not discriminate against you for exercising any of your CCPA rights. Unless otherwise permitted by the CCPA, we will not (i) deny you goods or services; or (ii) provide you a different level or quality of good or service.

Alternative Format of CCPA Notice. If you have a disability that prevents or limits your ability to access this CCPA Notice, please email us at contact@viploansaz.com. We will work with you to provide this notice in an alternative format.

Authorized Agent. California residents can empower an “authorized agent” to submit requests on their behalf. We will require the authorized agent to have a written authorization confirming that authority.

How to Submit Your Request for Specific Information. You can request access to specific information we have about you by sending an email with the Subject Line “CCPA Right to Know” to contact@viploansaz.com or you can make your request for information here. In your request, please provide us with enough information to identify you, including (i) your full name; (ii) physical address; (iii) phone number; (iv) email address; (v) proof of your identity (e.g. driver’s license or passport); and (vi) a description of what right you want to exercise. Once your request is submitted, we will reach out to you within the timeframe required by law to verify your identity. After we verify your identity, we will send your information to you via an electronic format. Any personal information we collect from you to verify your identity in connection with your request will be used solely for the purposes of verification.

How to Exercise Your Right to Delete Information. You can request the categories of information we have on file or deletion of information available on our request form available here. You may also submit this request by sending an email with the Subject Line “CCPA Right to Request or Delete Information” to contact@viploansaz.com. In your request, please provide us with enough information to identify you, including (i) your full name; (ii) physical address; (iii) phone number; (iv) email address; (v) proof of your identity (e.g. driver’s license or passport); and (vi) a description of what right you want to exercise. Once your request is submitted, we will reach out to you within the timeframe required by law to verify your identity. After we verify your identity, we will send your information to you via an electronic format. Any personal information we collect from you to verify your identity in connection with your request will be used solely for the purposes of verification.

How to Exercise Your Right to Opt-Out of Sale of Your Information. Under the CCPA, if you are 16 years of age or older, you have the right to direct us not to sell your personal information at any time. You may submit your request through the URL provided below. You may also submit this request by sending an email with the Subject Line “CCPA Do Not Sell My Information” to contact@viploansaz.com. In your request, please provide us with enough information to identify you, including (i) your full name; (ii) physical address; (iii) phone number; (iv) email address; (v) proof of your identity (e.g. driver’s license or passport); and (vi) a description of what right you want to exercise. Once your request is submitted, we will reach out to you within the timeframe required by law to verify your identity. After we verify your identity, we will send your information to you via an electronic format. Any personal information we collect from you to verify your identity in connection with your request will be used solely for the purposes of verification.

DO NOT SELL MY PERSONAL INFORMATION

However, if you opt-out, please note that we will be unable to help you find a loan or other product or services that may be of interest to you through our Network Partners. In order to opt-in, please submit the completed form or resubmit your request, which lets us know that you want to sell your information to deliver the products and services you requested.

California Disclosures

California Law requires us to provide certain disclosures to users of this Website. Shine the Light Disclosure. Civil Code Section 1798.83 permits California residents that use this Website to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please contact us at contact@viploansaz.com. Please note that this section does not prohibit disclosure made for non-marketing purposes. Do Not Track Disclosures. Business and Professions Code Section 22575(b) requires websites to disclose their practices with respect to the use of tracking technology made by third parties and whether this Website honors web browser do-not-track signals. No third parties are able to collect personally identifiable information you provide on this Website. At this time, viploansaz.com does not respond to do-not-track browser settings or signals.